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Insurance

Life offers up a range of threats to our financial well being. My job is to design insurance strategies for families and businesses to make sure that if one of those situations occurs you, your family and your business are protected and that no financial hardship results.

Personal Insurance

What insurance do you need?
  • Life Insurance - in case you die or are terminally ill.
  • Trauma Insurance - in case you suffer a major health condition.
  • Income Protection Insurance - in case you are too sick or injured to work.
  • Medical Insurance - in case you get sick and need hospital and specialist care.

How much cover?

The trick with a good insurance package is to ensure that you have protected yourself against all of the risks we have identified above, while at the same time keeping within your budget.

For a no cost assessment of what your insurance needs are, contact me.

Business & Rural Insurance

If you are a self employed businessman or a farmer your business or your farm are possibly your greatest asset as well as the source of your income. It needs to be protected.

I use a range of tools to ensure that self employed people’s security and income are maintained. I specialise in:
  • ACC restructuring – minimise your premiums and maximise your cover
  • Key person insurance
  • Business continuity
  • Shareholder agreements
  • Business risk management

To arrange an assessment of your business or rural needs contact me.

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